Who We Are
We are FNZ (UK) Ltd, a company incorporated under the Companies Acts with company number 05435760 and a member of the FNZ Group ("FNZ").
Our registered office is at Suite 1, 3rd Floor, 11-12 St. James’s Square, London, SW1Y 4LB. Our principal place of business is at No 1 Tanfield, Edinburgh, EH3 5DA. Our telephone number is: +44 (0) 303 333 3330.
Please remember that throughout these terms when we mention “we”, “us” or “our”, we mean FNZ. When we refer to “you” we mean the user of our website.
The FNZ Group includes: FNZ Limited (company number 1797706) having its registered office at Level 7, 256 Lambton Quay, Wellington, 6011, New Zealand; FNZ Australia PTY Ltd (company number 138 819 119) having its registered office at Level 8, 37 - 49 Pitt Street, Sydney, NSW 2000; FNZ Hong Kong (company number 1305362) having its registered office at 21st Floor, Edinburgh Tower, The Landmark, 15 Queen's Road, Central, HK; FNZ (Singapore) Services Pte. Ltd. (company number 201307199R) having its registered office at 8 Cross Street, #10-00, PWC Building, Singapore (048424).
About these Terms and Conditions
You are reading the terms and conditions for the use of the www.fnz.com website (which we refer to as "this website"). These terms and conditions make a legally binding contract between us and you. Your acceptance of these terms and conditions is made by you using this website and is dated to your first use of this website. If you do not accept these terms and conditions or any part of them you should stop using this website immediately.
We reserve the right to make changes to these terms and conditions from time to time which will take effect from the date of posting on this website. Your continued use of this website will constitute your acceptance of any changes to these terms and conditions.
We may from time to time display additional terms and conditions on this website - for example in connection with a specific promotion or in connection with the sale of goods or services. If the terms and conditions for use of this website should conflict in any way with such additional terms then the additional terms will prevail.
About Copyright and other intellectual property rights in our Website
For the purposes of these terms and conditions the expression “Website Information” means the images, graphics, text, applets and scripts operating, operating in, or which form part of, this website.
All intellectual property rights (including, without limitation, copyright) in the Website Information are owned by FNZ or relevant third parties.
You may view Website Information in a web browser for private browsing purposes only. Copying Website Information into a computer cache or storage device for private on or off-line browsing purposes is also permitted. You may not make a copy of the Website Information or any part of it for any other purpose without our prior written consent, which may be granted at our sole discretion (or where we do not own the copyright, we will direct you to the owner themselves for such consent). Nothing in these terms and conditions or on this website constitutes a licence to use or copy the Website Information.
We may publish on this website images or text in which the copyright is not owned by us or which is not owned completely by us. Where this is done, and where practicable, we acknowledge the copyright owner.
About the Accuracy of the Website Information
This section should be read together with, and subject to, the section below entitled "Further Information About our Liability to You".
The Website Information is provided “as is” and we make no representation, endorsement or warranty as to its accuracy. We will not be liable for any action taken (or not taken) in reliance upon the Website Information and such action is taken entirely at your own risk. We reserve the right to make any changes to the Website Information without notice and without liability to you.
External websites to which we provide hypertext links are not under our control and we take no responsibility for them and shall not be liable in any way for their content.
This website, like any other, is susceptible to cyber-squatting and vandalism. We do not accept any responsibility for, nor liability in respect of, any information which appears on this website as a result of such actions.
Certain services provided by the website depend on information provided by you and those services depend on the accuracy of such inputted information. We can therefore accept no responsibility for, nor any liability in respect of, the input of inaccurate information to this website by you and/or any third parties.
Should you find any inaccurate information on this website or have any complaint about what we have published on this website please contact us by filling out the form at the following link: https://www.fnz.com/info/contact-us
We will investigate such reports or complaints on receipt and take such action which we, in our sole discretion, determine as being appropriate having regard to all the circumstances.
About the Internet, Service Interruption, Viruses etc.
We and all other web publishers have no control over the Internet, which is a global public network of computers and the method by which you access this website. As a consequence and in common with most web publishers we take no responsibility for service interruption or the transmission of viruses or other malicious computer code through this website.
Further Information About our Liability to You
So far as lawfully possible, we exclude all liability to you in contract or delict or tort. We also exclude liability for any consequential or indirect loss which may be caused to you by us. Notwithstanding any other provision of these terms and conditions, nothing in these terms and conditions shall, or shall be construed as purporting to, exclude or restrict liability in respect of death or personal injury for breach of duty arising in the course of business or from the occupation of business premises.
About the Law relating to these Terms and Conditions
The laws of Scotland shall govern any interpretation of these terms and conditions. The Scottish courts shall have jurisdiction in any disputes between us in respect of these terms and conditions and the use of this website.
What is a cookie?
A cookie is a piece of data that is stored by a website within an internet browser. This data is then sent back to the same website by the browser. Cookies act as a reliable device for websites to remember things that an internet browser has done in the past – this includes clicking particular buttons, log in details, or having read pages on that site previously.
Typically, a cookie contains information such as the domain from which the cookie has come from, a value which is usually a random unique number as an identifier and the lifetime (expiry) of the cookie.
What will a cookie do for me?
Turning off, disallowing, disabling or deleting cookies
The cookies we use at the date of publishing the website (09 June 2016) are set out below:
Cookie Type / Name
PHP SE S SID
Site Session ID
This allows the website to recognise you as you progress from page to page during one session. This cookie does not collect any information from the user
These cookies track information about how the Vimeo Service we use on the website is being used so that they can make improvements, report performance and statistics.
We also use Google Analytics cookies to help us measure how users interact with our website content and help us improve your future experience of this site. The Google Analytics cookies 'remember' what a user has done on previous interactions with the website. More details about Google Analytics can be found at this link - More details
FNZ is committed to ensuring our website is accessible to everyone, regardless of their ability. Whilst our website has been created to be useable by all some users are likely to get the most accessible experience of using our website by customising their computer to suit their individual needs – for example some systems allow the site to be spoken to a user or increase the size of, or change the colour of, the text.
Our website has been designed to be compatible with the accessibility features of the most popular computer operating systems and browsers.
If you or someone you know have any difficulty accessing our website please contact us by filling out the form at the following link: https://www.fnz.com/info/contact-us